Trade & Critic Reviews Consumer Reviews "Oh
what a fantastic writer you are, I just can't take my head out of it,
You are so wise, Every thing I read, every page, it's all so true, I
continually am finding I am nodding and saying out aloud YES YES,
"...sheer determination and hard graft have paid off for property tycoon and author of Goodbye Welfare author Tracy Harvey."
Readers Digest
"Tracy Lee Harvey's personal tale of overcoming negative attitudes and a poor financial background, can be an
inspiration to those looking to get ahead. "
The Weekender
This book leaves you with a desire to make
necessary changes, it covers three major sectors of economic factors:
being on a benefit, working , working and becoming wealthy. I
have far more confidence in how to become wealthy from reading this.
Think Deep Media
Tracy Harvey who is the author of Goodbye welfare is an amazing person with an amazing story.
Owen Jackson, Host of Interviews on Money Radio Program
"What a truly amazing woman...I have just finished reading Goodbye Welfare and simply could not put it down! "
Elizabeth Jenei Reviews, Melbourne Australia
I enjoyed the book, Tracy's easy style and her willingness to
share about her own life and experiences...I think this book has value
for investors, mentors, and financial advisors who can then use it to
guide and encourage clients.
R. Wakelin Reviews, Australia
I finished the book this morning, I just couldn't keep my head out of it
last night and first thing this morning before TAFE, I especially loved
all the parts where you referred to stories of your own life
situations,
Your book was such easy reading and so very motivational for me at this
time and stage of my life, You are such a wise woman, A big thank you
for a wonderful book, I so hope there is a way to get your story out in
to the main stream disadvantaged, Maybe personal awareness groups run on
your basic human educational tools that are needed, But definitely to
get simple laymen's terms out there to the public and to help them to be
able to receive the power and knowledge to change their lives and
prosper."
Sandy S.A
We were constantly juggling bills, all of which were already overdue,
there were disconnection notices, court orders, sheriff officers turning
up to our house, the shame was incredible!
Previously we (2 adults & 3 children) asked my mum if we can move
into her spare bedroom and we rented our house out cause we were now so
behind in our mortgage if we don't make a drastic change we will lose
our house. Mum was great, she allowed us to not pay anything to her but
just concentrate on trying to catch up on our bills. So here we were,
the 5 of us in the 1 room, living with my Mum and disabled Dad who are
on a pension and Mum paid for EVERYTHING! Charlie as a father and
husband really felt like he let us down. We did that for 6 months which
really opened our eyes to our situation.
Reading your book inspired us to take control and stop blaming our
circumstances and everything else for where we found ourselves.
We joined an organisation called Christians Against Poverty who helped
us create a realistic liveable budget. They also negotiated with our
creditors who were of course hounding us for their money. We pay CAP a
fortnightly amount and they distribute to all our creditors including
utilities. We finally then began to re-gain control of our finances -
which was such a empowering feeling.
Our confidence grew, we became wiser, no more credit cards (only
Mastercard debit - our own money) if we can't afford to buy it cash we
don't need it!
We started to save.
We started to want to know how to make money, we now started to know
that money is good, it's what we do with it that makes it bad.
We started to attend all sorts of property investment seminars, wealth
creation seminars and basically started to surround ourselves with
positive, successful like minded people.
I auditioned for a tv game show and I was one of a few people chosen out
of so many thousands in NSW to be on "Are you smarter than a 5th
Grader?"
Let me tell you that I am definately not smarter than a 5th grader but richer than one! lol.....I won $25,000!!
We paid $10,000 to CAP - which they then paid out my car and other
debts. The rest of the money was to help purchase equipment for my
disabled father and of course we spoiled ourselves with the rest.
Charlie and I won the 2007 Christians Against Poverty Transformed Life
Award. It was a great acknowledgement and confirmation for us that yes
,it was hard but we need to be really proud of ourselves for climbing
out of that dark place.
Currently our family have grown - we have fostered 3 boys!!...so we have 6 kids!!
We absolutely love where we are at. We are aiming to pay down our
mortgage and hopefully later on in the year be in a much better position
to purchase our first investment property. It only gets better and
better.
All the best
Salome